TryEVROI
Answer a few short steps based on how you actually drive and pay, then unlock your personalized break-even and savings numbers.
Live readout
Your break-even, savings, and cost chart unlock here
One-time email + phone, then it updates live as you go.
The numbers behind the numbers
6
EV models tracked
Real on-road prices, not sticker estimates
6
Indian cities priced
Local electricity and fuel rates, not national averages
36
Verified model × city combinations
Every page runs the actual calculator, not a template
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People who've run the calculator
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Prices verified July 2026 — refreshed quarterly as EV pricing shifts.
Process
01
Your driving pattern, financing plan, and local fuel/electricity prices — not generic assumptions.
02
A year-by-year comparison showing exactly when (or if) the EV becomes cheaper than the petrol car.
03
Fuel, maintenance, insurance, loan interest, and resale value — the full cost picture, not just the sticker price.
Comparison
| TryEVROI | Dealer pitch / gut feel | |
|---|---|---|
| Break-even point | Calculated from your actual driving, financing, and city prices | Rarely mentioned, or based on best-case assumptions |
| Loan interest & down payment | Factored into the year-by-year cost, not ignored | Usually left out of the pitch entirely |
| Insurance cost difference | Included, since EV insurance often costs more, not less | Rarely disclosed upfront |
| Resale value | Applied realistically at the end of your ownership horizon | Often optimistic or unstated |
It's only as accurate as the numbers you enter. We use real formulas for EMI, depreciation, and running costs, and let you edit every assumption — but always verify final figures with the dealer, insurer, and your bank before deciding.
Yes. You can enter your down payment percentage, loan interest rate, and tenure for both the EV and petrol car, and the year-by-year comparison includes EMI and interest cost.
Often, yes — the battery pack raises the Insured Declared Value and own-damage premiums, even though EVs get a discount on third-party premium. See our EV insurance cost breakdown for details.
No. This calculator is an estimation tool based on the inputs you provide. It's meant to help you compare scenarios, not replace advice from a financial advisor, dealer, or insurer.